The Maxtima User Guide
Learn how to master your money with our simple tools designed for your financial freedom.
The Goal of Maxtima
Maxtima is more than just a wealth tracker; it is a personal command center for your money. Our platform focuses on privacy, manual control, and simple analytics to help you see your entire financial picture in one place.
Financial Command Center
This is the heart of your dashboard. It uses simple charts to show you how safe and healthy your finances are. It consists of three main parts:
Wealth Growth Pulse
What it does
Shows how fast your money is growing compared to the targets you've set.
How it helps you
Helps you see a clear path to your next big goal, like saving $100k or your first million.
Data Breakdown
Target Growth
You can set your own growth goal (like 9%) in Settings > General using the slider. This sets the benchmark for your wealth journey.
Current Return
Automatically calculated by comparing what you've invested with what your assets are worth today.
Progress to Goal
Automatically picks your next major financial milestone (₹5L, ₹10L, etc.) and shows how close you are to reaching it.
Total Profit
The actual money you've made so far (Current Value minus Total Invested).
Health Score
A single score based on your savings habit, debt levels, and growth speed. 90+ means you are in great shape!
Savings Runway
What it does
Shows you exactly how many months you can survive using just your available cash.
How it helps you
Gives you peace of mind knowing how long you are safe if your income stops.
Data Breakdown
The Formula
We divide your [Total Available Cash] by your [Monthly Expenses] to find your Months of Safety.
Cash Source
Automatically totals your Savings accounts, Cash on hand, and other easy-to-access money.
Expense Source
Calculated from your recurring monthly bills like Rent, Food, and Utilities.
Safety Status
We compare your cash to the 6-month safety standard: Strong (12+ months), Good (6-12 months), or Low Cash (under 6 months).
Safe Manual Entry
To keep your data 100% private, Maxtima does not connect to your bank accounts. You enter your assets and debts manually. This means you are in total control of your information and it can never be stolen through a bank link breach.
Debt Tracking
Keep a close eye on your loans and debts. See how much you owe, how much you've paid off, and use our tools to plan the fastest way to become debt-free.
Savings Goals
Set targets for your future. Whether it's Retirement, buying a home, or a dream vacation, Maxtima shows you exactly how much progress you've made and how long it will take to reach your goal.
Privacy First
Your data is yours alone. We use the same security as big banks, but since we don't link to your bank accounts, your data is even safer. We never share or sell your information to anyone.
3 Easy Steps to Start
Get your finances on track in minutes
Create Account
Sign up securely and choose your country and currency.
Add Your Assets
Enter your savings, gold, stocks, and any money you owe.
See Your Health
Check your dashboard to see your financial health score.
Ready to start?
Join thousands of users managing their wealth securely.